如今,濟(jì)南區(qū)域金融中心的輪廓越來越明晰。 　　2009年5月,在山東省內(nèi)城商行聯(lián)合成立“齊魯銀行”無疾而終后,具有代表意義的齊魯銀行最終花落濟(jì)南商行。外界認(rèn)為,名稱的變化或意味著濟(jì)南在打造區(qū)域金融中心建設(shè)上邁出了更加實(shí)質(zhì)的一步,大金融輪廓愈發(fā)明顯。
　　同樣,要建區(qū)域金融中心,外資銀行不能少。經(jīng)過多方努力,匯豐濟(jì)南分行終于開門納客,成功地彌補(bǔ)了這一缺憾。2009年7月21日,匯豐銀行在內(nèi)地開設(shè)的第20家城市分行――匯豐濟(jì)南分行正式開業(yè),成為首家在山東省會(huì)城市濟(jì)南設(shè)立分支機(jī)構(gòu)的外資銀行。
　　其實(shí),早在2002年,中共山東省委、省政府就確定,將濟(jì)南打造成為區(qū)域性金融中心。當(dāng)一個(gè)地區(qū)或一座城市的前面被冠以“金融中心”這4個(gè)字時(shí),它在整個(gè)經(jīng)濟(jì)體系中所處的位置,在人們心目中的影響力,自然也就非同一般。經(jīng)過幾年推動(dòng)和發(fā)展,濟(jì)南正一步一步向這個(gè)目標(biāo)靠近。
　　經(jīng)過幾年的推動(dòng)和發(fā)展,濟(jì)南區(qū)域性金融中心的地位正在不斷彰顯。到2007年的時(shí)候,金融業(yè)已成為濟(jì)南的支柱產(chǎn)業(yè)。2008年,金融業(yè)對(duì)濟(jì)南稅收的貢獻(xiàn)排名第二。截至2009年6月末,濟(jì)南全市本外幣各項(xiàng)存款余額 6371.4 億元,增長 24.2% ;本外幣各項(xiàng)貸款余額 6293.3 億元,增長 29.8%;存貸款余額及新增量都穩(wěn)居全省首位。
　　早在2006年初,濟(jì)南市就制定《金融業(yè)十一五發(fā)展規(guī)劃》,明確提出將濟(jì)南建設(shè)成為與區(qū)域中心城市相適應(yīng)的、在全國占有重要地位的區(qū)域金融中心,基本特征可概括為“四化三力”,即達(dá)到金融機(jī)構(gòu)多元化、金融業(yè)務(wù)市場(chǎng)化、融通資金多樣化、營運(yùn)手段現(xiàn)代化,具有較強(qiáng)的聚合力、輻射力和綜合服務(wù)能力,初步形成服務(wù)山東,輻射華東、華北的金融管理中心、投融資中心、金融服務(wù)中心。
　　2007年7月初,濟(jì)南市首度召開服務(wù)業(yè)發(fā)展大會(huì),把金融業(yè)列為優(yōu)先發(fā)展的行列。并發(fā)布《關(guān)于進(jìn)一步促進(jìn)金融業(yè)發(fā)展的意見》,推出了一系列扶持銀行業(yè)發(fā)展的具體政策。
　　2008年4月2日,濟(jì)南市再度召開服務(wù)業(yè)發(fā)展工作會(huì)議,出臺(tái)了《濟(jì)南市2008―2010服務(wù)業(yè)發(fā)展實(shí)施綱要》。依據(jù)《綱要》,到2010年,全市金融業(yè)增加值將達(dá)到260億元,年均增長20%。
　　濟(jì)南成為區(qū)域金融中心的優(yōu)勢(shì)頗多。以黃河中下游為軸線,滬寧以北、京津以南、西安以東的合圍區(qū)域內(nèi),濟(jì)南市相對(duì)于其他大中城市金融資源更為豐富。
　　與青島、鄭州、石家莊和合肥相比,存款余額平均高出700億元,貸款余額高出1100億元,企業(yè)獲取資金的便捷程度最高,外地貸款余額的比重已經(jīng)超過30%。這背后的潛臺(tái)詞是,金融業(yè)的極大發(fā)展使得濟(jì)南對(duì)全省的經(jīng)濟(jì)輻射能力和金融服務(wù)功能顯著增強(qiáng)。
　　由此,各金融機(jī)構(gòu)山東區(qū)域總部大都落戶濟(jì)南,并作為其拓展區(qū)域業(yè)務(wù)的基地。目前,濟(jì)南初步建立起了以數(shù)量眾多的各類銀行、證券公司和保險(xiǎn)公司為市場(chǎng)主體、行業(yè)協(xié)會(huì)為自律組織的功能齊全的金融組織體系。國家“一行三會(huì)”的區(qū)域性分支機(jī)構(gòu)先后在濟(jì)南設(shè)立。在全國副省級(jí)城市中,除了南京和杭州以外,濟(jì)南是擁有全國性股份制商業(yè)銀行最多的城市。
　　金融業(yè)對(duì)GDP的直接貢獻(xiàn)度,是衡量金融產(chǎn)業(yè)化程度的重要指標(biāo)之一。早在2007年,濟(jì)南金融業(yè)增加值已經(jīng)上升到濟(jì)南GDP的6%。當(dāng)一個(gè)行業(yè)的增加值占GDP的5%時(shí),就是一個(gè)地區(qū)的支柱產(chǎn)業(yè)。顯然,金融業(yè)已成為濟(jì)南的支柱產(chǎn)業(yè)。
　　不僅如此,金融業(yè)對(duì)就業(yè)的拉動(dòng)也非常明顯。目前濟(jì)南已經(jīng)有4.5萬左右的金融從業(yè)人員;隨著更多金融機(jī)構(gòu)的進(jìn)入,金融從業(yè)人員總數(shù)仍然會(huì)大幅度上升。據(jù)了解,每家銀行在濟(jì)南設(shè)立區(qū)域總部,先期投入資金不少于1億元人民幣�？纯淬y行和保險(xiǎn)公司在濟(jì)南的辦公場(chǎng)所,就能感受到他們對(duì)濟(jì)南經(jīng)濟(jì)的直接拉動(dòng)力量。
　　隨著濟(jì)南輻射全省和周邊的影響開始加大,濟(jì)南的視野已經(jīng)不再僅僅局限于周邊,而是全省和環(huán)渤海經(jīng)濟(jì)圈。為盡快建設(shè)與之匹配的區(qū)域金融中心,濟(jì)南這兩年可謂“動(dòng)作連連”。當(dāng)然,濟(jì)南能否真正成為著名的區(qū)域金融中心,我們還拭目以待。
　　
　　濟(jì)南成為區(qū)域金融中心的優(yōu)勢(shì)頗多。以黃河中下游為軸線,滬寧以北、京津以南、西安以東的合圍區(qū)域內(nèi),濟(jì)南市相對(duì)于其他大中城市,金融資源更為豐富。
　　
　　Today, the outline for building a regional financial center in Jinan has become increasingly clear.
　　As early as May, 2009, after the failure by Shandong commercial banks to jointly establish the Qilu Bank, the Qilu Bank was finally built up by Jinan Commercial Bank. It is believed that the name change may signify a step of significance for Jinan in building up a regional financial center, thus creating an increasingly clear outline for a large financial center.
　　At the same time, foreign investment banks are an essential ingredient for the establishment of any regional financial center. On July 21, 2009, the 20th inland city branches of the Hong Kong and Shanghai Banking Corporation Limited (HSBC)―HSBC Jinan Branch―was formally opened, enabling HSBC to become the first foreign invested bank to open a branch in Jinan, the capital city of Shandong Province.
　　As early as 2002, Shandong Provincial Party Committee and Shandong People’s Government has decided to build Jinan into a regional financial center. And the position of Jinan as a regional financial center has been continuously strengthened through several years’ promotion and development. By 2007, the financial industry has become the pillar industry of Jinan. In 2008, it ranked second in its contribution to Jinan’s tax revenue. By the end of June, 2009, the remaining balance of deposits in domestic and foreign currency has reached 637.14 billion yuan, an increase of 24.2%, and the remaining balance of loans reached 629.33 billion yuan, rising by 29.8%, which ranked first in the whole province.
　　At the beginning of 2006, Jinan made the 11th Five Year Development Plan for the Financial Industry which explicitly pointed out that Jinan should be built into a regional financial center of nationwide importance corresponding to its position as a regional central city. The basic features can be summarized as “four ‘-tions’ and three powers”. The “four ‘-tions’” include diversification of financial institutions, marketization of financial transaction, diversification of funds circulation and modernization of the operating methods; and the “three powers” refer to the “strong cohesion power, radiation power and comprehensive service power. Thus a center for financial management, investment and fund-raising, and for financial services will be initially established by serving Shandong, radiating out into east China and north China.
　　At the beginning of July, 2007, Jinan held the first Conference on the Development of Service Industry during which the financial industry was listed as the first priority for development. And it also released the Opinion on further Promoting the Development of the Financial Industry and launched a series of detailed policies to support the development of the banking industry.
　　When the four characters “jin rong zhong xin” (financial center) are put before the name of a region or a city, the place will gain an extraordinarily influential power in people’s minds in terms of its status in the whole economic system. Jinan is coming close to this dream through several years’ drive and development.

相關(guān)熱詞搜索：金融中心 現(xiàn)實(shí) 區(qū)域 區(qū)域金融中心的現(xiàn)實(shí)和夢(mèng)想 夢(mèng)想創(chuàng)新金融服務(wù)中心 昆明打造區(qū)域金融中心