王賢臣（山東省十屆人大代表、安丘市副市長(zhǎng)） 　　誠(chéng)信問題公開提了出來，社會(huì)不同的階層對(duì)此已經(jīng)有了一個(gè)認(rèn)識(shí)，并開始注重誠(chéng)信方面的建設(shè)。但從運(yùn)行的程度和效果來看，還沒有達(dá)到市場(chǎng)經(jīng)濟(jì)發(fā)展的要求，下一步應(yīng)當(dāng)以政府為主導(dǎo)來加強(qiáng)誠(chéng)信建設(shè)，把政府建設(shè)成不失信于民、服務(wù)于民的服務(wù)型的誠(chéng)信政府，從而形成合力，拉動(dòng)社會(huì)各階層參與到建設(shè)中來。
　　從不同的經(jīng)濟(jì)主體來講，所有的經(jīng)濟(jì)成分都要樹立誠(chéng)信是企業(yè)發(fā)展的動(dòng)力和企業(yè)生存的前提條件的觀念。農(nóng)村的誠(chéng)信建設(shè)要從政府的涉農(nóng)部門入手，進(jìn)一步轉(zhuǎn)變職能，真正做到服務(wù)于民，農(nóng)民對(duì)政府和相關(guān)部門的信任度就會(huì)提高，相應(yīng)地對(duì)政府的提倡和號(hào)召會(huì)予以積極的配合，從而推動(dòng)農(nóng)村誠(chéng)信觀的形成。
　　農(nóng)村的誠(chéng)信建設(shè)不僅僅是傳統(tǒng)的鄰里和睦、與人為善，根本的是要與政府形成一個(gè)良性的互動(dòng)。以前有些政府行為從客觀上損害了農(nóng)民的利益，損害的后果往往由農(nóng)民承擔(dān)，直接的危害是造成了農(nóng)民的負(fù)擔(dān)，而最根本的危害是動(dòng)搖了農(nóng)民對(duì)各級(jí)政府的信任度，成為產(chǎn)生或激化一些社會(huì)矛盾潛在的根源。所以誠(chéng)信建設(shè)應(yīng)由城市包圍農(nóng)村、自上而下地進(jìn)行。
　　
　　竇寶榮（山東省十屆人大代表、山東四達(dá)工貿(mào)股份有限公司董事長(zhǎng)兼總經(jīng)理）
　　政府職能弱化是計(jì)劃經(jīng)濟(jì)向市場(chǎng)經(jīng)濟(jì)轉(zhuǎn)變的必然產(chǎn)物和客觀要求，在這種環(huán)境下，企業(yè)對(duì)政府的依賴性越來越小。目前在中國(guó)，有些企業(yè)特別是困難企業(yè)還需要政府政策上的扶持，比如在稅收上給予協(xié)調(diào)或減免，其他的作用都已經(jīng)淡化了，企業(yè)基本上是在靠市場(chǎng)規(guī)律來運(yùn)作。所以誠(chéng)信對(duì)市場(chǎng)經(jīng)濟(jì)下的企業(yè)比過去更為重要。
　　但現(xiàn)階段市場(chǎng)信用體系尚未完善，企業(yè)在經(jīng)營(yíng)中就不可避免地遭遇信用問題。比如欠款問題，自己不欠別人的錢，但不能保證別人不欠你的錢。遇到這種情況，政府不可能再像過去那樣幫企業(yè)去協(xié)調(diào)、去討債，只能依靠法制。但有時(shí)候仍然是解決不了問題，欠債方根本沒有償還能力，企業(yè)打贏了官司卻拿不回錢，這就需要企業(yè)的自行保護(hù)。在我們企業(yè)，不斷地對(duì)銷售人員進(jìn)行教育培訓(xùn)，對(duì)客戶認(rèn)真地考察，信用不好的客戶絕對(duì)不與其交易。這只是權(quán)宜之計(jì)，不得已而為之。從長(zhǎng)遠(yuǎn)看，必須盡快建立起社會(huì)信用體系，企業(yè)之間都能誠(chéng)實(shí)守信經(jīng)營(yíng)，從而形成一種相互信任、健康向上的市場(chǎng)經(jīng)濟(jì)環(huán)境。
　　
　　程茂仁（山東省十屆人大代表、濰坊市中級(jí)人民法院院長(zhǎng)）
　　在全社會(huì)都在加強(qiáng)誠(chéng)信建設(shè)的大形勢(shì)下，法院工作的重點(diǎn)就是誠(chéng)信執(zhí)法，著眼為市場(chǎng)經(jīng)濟(jì)發(fā)展提供良好的法制環(huán)境，對(duì)各類市場(chǎng)主體一視同仁、平等保護(hù)。要增強(qiáng)服務(wù)意識(shí)，不斷優(yōu)化服務(wù)質(zhì)量，立足審判，抓好服務(wù)，進(jìn)一步創(chuàng)新服務(wù)方式，改善服務(wù)手段，重視辦案的社會(huì)效果。要圍繞保護(hù)最廣大人民群眾的根本利益，努力踐行“司法為民”的宗旨，切實(shí)為社會(huì)誠(chéng)信環(huán)境的確立提供可靠的法律保證。同時(shí)，要時(shí)刻把誠(chéng)信教育作為司法工作的重要部分，使法院執(zhí)法人員都能以誠(chéng)為先，然后秉公執(zhí)法。
　　
　　王銀香（山東省十屆人大代表、中共曹縣曹城鎮(zhèn)五里墩村黨支部書記）
　　事物都是在矛盾中發(fā)展的，社會(huì)出現(xiàn)誠(chéng)信問題是必然的，關(guān)鍵是如何引導(dǎo)和解決這個(gè)問題。
　　一個(gè)國(guó)家、一個(gè)企業(yè)、一個(gè)人，沒有誠(chéng)信就等于零。有些人了為貪圖小便宜，往往把誠(chéng)信這個(gè)做人做事的根本拋之腦后，這樣做有可能會(huì)一時(shí)得利，但不會(huì)長(zhǎng)久。時(shí)間一長(zhǎng)，大家都知道這個(gè)人的品行，都不再跟他打交道，結(jié)果是得小利而失掉了做人處世的根本。
　　建設(shè)誠(chéng)信社會(huì)，首先是政府的各項(xiàng)政策要落實(shí)，取信于民；另一方面，每個(gè)人都要從自身做起，樹立起一種互相信任的人際關(guān)系�，F(xiàn)在盡管存在信用缺失的問題，但不管是在城市還是在農(nóng)村，人們都還極力地維護(hù)著傳統(tǒng)的誠(chéng)信觀，比如教孩子不說謊、做人要誠(chéng)實(shí)等等，有這樣一個(gè)基礎(chǔ)，再加上各方面的努力，誠(chéng)信社會(huì)的建設(shè)不會(huì)有太大的問題。
　　
　　丁文方（山東省九屆政協(xié)委員、山東省政協(xié)常委、省政協(xié)民族宗教委員會(huì)副主任）
　　美國(guó)前總統(tǒng)林肯有句話說得很好，就是說謊話可以在一定的時(shí)間內(nèi)欺騙所有的人，也可以在所有的時(shí)間內(nèi)欺騙一部分人，總不能夠在所有的時(shí)間內(nèi)欺騙所有的人。這句話對(duì)誠(chéng)信問題非常適合。人與人之間以誠(chéng)相待，是做人的最起碼的水準(zhǔn)。
　　從中國(guó)來看，自古到今，政府及官員們只有講誠(chéng)信，才能得人心；只有得人心，才能得天下。隨著市場(chǎng)經(jīng)濟(jì)的發(fā)展，誠(chéng)信問題向兩極化發(fā)展，一部分素質(zhì)高的人把誠(chéng)信放在首位，從而成就一番事業(yè)；一部分人只顧眼前的利益，往往不把誠(chéng)信放在心上。在經(jīng)濟(jì)交往中，失信問題影響了整個(gè)經(jīng)濟(jì)的正常發(fā)展。
　　面對(duì)建設(shè)誠(chéng)信社會(huì)，各級(jí)政府特別是基層政府，對(duì)老百姓不要輕易許諾，承諾了就要兌現(xiàn)，辦不了的事情要對(duì)老百姓講清楚。誠(chéng)信政府建立起來了，誠(chéng)信觀就會(huì)自上而下地深入人心，把人際關(guān)系調(diào)節(jié)到一個(gè)最佳的程度，避免經(jīng)濟(jì)交往和人際交往中糾紛的發(fā)生，使社會(huì)穩(wěn)定發(fā)展。在誠(chéng)信建設(shè)的過程中，要把誠(chéng)信作為精神文明建設(shè)的一項(xiàng)重要內(nèi)容，系統(tǒng)地、不間斷地教育公眾，從而逐漸使誠(chéng)信成為一種人人都愿意去奉行的公眾道德規(guī)范。
　　
　　李靜（山東省九屆政協(xié)委員）
　　在社會(huì)信用體系中，政府信用是關(guān)鍵，企業(yè)信用是重點(diǎn)，而個(gè)人信用則是基礎(chǔ)。要想讓誠(chéng)信真正成為生產(chǎn)力，必須加快個(gè)人信用體系的建設(shè)。建立個(gè)人信用體系可提高信貸消費(fèi)，拉動(dòng)經(jīng)濟(jì)增長(zhǎng)。目前中國(guó)信用消費(fèi)已進(jìn)入快速發(fā)展期，用明天的錢享受今天已成為越來越多人的生活方式，其中主要是信貸的方式。但由于目前失信現(xiàn)象使得發(fā)放貸款的風(fēng)險(xiǎn)增大。如果建立個(gè)人信用體系后，這一風(fēng)險(xiǎn)就可大大降低，放貸、還貸進(jìn)入良性循環(huán)，拉動(dòng)經(jīng)濟(jì)的作用就更為凸現(xiàn)。
　　當(dāng)然，建立個(gè)人信用體系工程內(nèi)容相當(dāng)龐大復(fù)雜，涉及金融、工商、稅務(wù)、公檢法、海關(guān)等多個(gè)部門和企業(yè)，必須要統(tǒng)一技術(shù)標(biāo)準(zhǔn)、編碼、平臺(tái)、聯(lián)合征信與信息共享。所以誠(chéng)信建設(shè)應(yīng)該盡一步具體化和量化，建立以產(chǎn)權(quán)為基礎(chǔ)、以法律為保障的社會(huì)信用制度，以營(yíng)造公平的市場(chǎng)競(jìng)爭(zhēng)環(huán)境，這對(duì)于推進(jìn)“誠(chéng)信山東”建設(shè)至關(guān)重要。
　　
　　Wang Xianchen (Deputy to the Tenth People’s Congress of Shandong Province and Mayor of Anqiu City)
　　All departments engaged in economic operations should be aware that honesty is the power for development of an enterprise and its prerequisite for survival. In the countryside, the honesty construction should start from the governmental departments concerning rural affairs. All these departments should make every effort to serve the countryside people. If the peasants can fully believe in their government, correspondingly, they will offer active cooperation to the affairs encouraged by the government. The ideology of honesty in the countryside can then be gradually formed.
　　Honesty construction in the countryside doesn’t mean the traditional idea that neighbors should be peaceful and helpful each other. Its fundamental goal is to form a good cooperation between the peasants and the government. Previously, some governmental behaviors have tampered with the benefits of the peasants, which directly increases their burdens, making the peasants not believe the government any more and turning out some social conflicts. So in terms of honesty construction, all should start from the countryside first.
　　Dou Baorong (Deputy to the Tenth People’s Congress of Shandong Province, Chairman of Board of Directors and President of Shandong Sida Industry and Trade Co., Ltd.)
　　At present, the marketing credit system has not been completely formed, so during the operation course, enterprises inevitably will encounter some problems concerning credits. For instance, the problems concerning debts, even though you don’t owe money to others, you can’t assure that other people don’t owe money to you. When encountering this kind of problem, the government should not interfere with these affairs as before. These problems should be solved through legal ways. Sometimes, even laws can’t solve these problems. Since even if the creditor wins in the lawsuit, the debtor doesn’t have the ability to pay the debt. So, the enterprises must have the consciousness to protect their own interests.
　　Cheng Maoren (Deputy to the Tenth People’s Congress of Shandong Province, President of Weifang Municipal Intermediate People’s Court)
　　Under the circumstance that people from every walk of life are doing their best to develop a society with good credit, what the court should do is to honestly enforce the laws with a view to providing a good legal environment for development of the marketing economy. The court should strengthen the consciousness to improve the work concerning legal affairs. The goal of the court is to protect the interests of the people and provide reliable legal guarantees for the construction of an honest social environment. Meanwhile, before enforcing the laws, all those engaged in legal work should make themselves honest.
　　Wang Yinxiang (Deputy to the Tenth People’s Congress of Shandong Province, Secretary of the CPC Wulidun Village Committee of Caocheng Town, Caoxian County)
　　To construct an honest society, first of all, all policies of the government should be implemented, which can win the trust of ordinary people. On the other side, everybody should do his utmost to establish a mutual-trust relationship among people. Nowadays, though there is still a lot to do to promote honesty among people, in Shandong, in both the urban and rural areas, people all are making every effort to maintain the traditional Chinese ideology concerning honesty. For instance, children are always told to be an honest person instead of telling lies. With this good foundation, in addition to efforts from people of all walks of life, the construction of honesty should be realized without any difficulties.
　　Ding Wenfang (Deputy to the Ninth Political Consultative Conference of Shandong Province, Standing Member and Director of the Committee of Ethic and Religious Affairs of the Political Consultative Conference of Shandong Province)
　　With the development of the marketing economy, people’s ideology concerning honesty is polarized. Some people with good quality regard honesty as the most important thing; some people, on the contrary, neglect honesty and only look after their own immediate interests. So, during process of the economic development, any breach of honesty exerts a negative influence on normal economic development.
　　To construct a society with good honesty, governments at all levels, especially government at the grass-roots level, should refrain from casual promises to the people. Once a promise is made, the government should make it good. If the government can’t live up to its promises, it should make the reasons clear to the people. If a government with honesty is established, the ideology of honesty will be popularized among all people, which will avoid conflicts among people during economic operations and personnel communications, producing a society with good order.
　　Li Jing (Deputy to the Ninth Political Consultative Conference of Shandong Province)
　　In the social credit system, the credit of the government itself plays a guiding role; and individual credit, among others, is the foundation of social credit, on which the enterprise credit is based. To make honesty become a kind of socially productive force, it is very urgent to construct an individual credit system, which can expand the credit consumption and promote economic development. So far, in China, credit consumption is under rapid development. More and more people choose to improve today’s life with money to be earned tomorrow, which means consuming with credit loans. However, the credit-breaking cases are increasing ventures of the banks. If the individual credit system is established, this venture will be reduced by a big margin. After credits-granting and reimbursement are operated normally, the credit system will greatly enhance economic development.

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